Cut Employer Healthcare Costs by 40% Without Sacrificing Quality
Sterling Urgent Care was built by employers, for employers — delivering smarter, affordable healthcare that works for your team.
Our Vision
With over 15 years in hospital administration, Scott Brown saw firsthand how rising healthcare costs were crushing businesses. Every year, employers faced higher premiums for health insurance and workers’ comp, while coverage shrank. To solve this, Scott built Sterling Urgent Care specifically to help employers save. Our membership model delivers high-quality care for just $60 a month, covering 96% of medical claims. Employers also cut costs by handling many workers’ comp cases under membership—preventing premium spikes.
By reducing inefficiencies and removing middlemen, Sterling lowers costs while improving care. With 20+ locations, affordable pricing, and proven results, Sterling Urgent Care is designed to protect employers’ bottom lines while supporting their employees’ health.
Scott Brown
CEO & Founder
Sterling Urgent Care
Actual Results
Hover over each icon below to reveal where we save you money compared to traditional insurance.
Take care of your employees with our comprehensive support
Health & Wellness
-
Counseling services
-
Mental health support
-
Work-life balance
-
Health and wellness
-
Confidentiality
Reduce your insurance premiums
Worker's Comp
-
We get your employees back to work faster
-
Treatment plans that help decrease your workers compensation claims
-
Case Management
-
Streamlined reporting
Services that keep your workforce going
-
Comprehensive services
-
Employee membership benefits
-
Simplified reporting
-
Extended hours
-
Drug Testing
Occupational Medicine
Retain great employees with great benefits
Case Management
-
Streamlined claims process
-
Cost Control
-
Improved recovery outcomes
-
Compliance and documentation
-
Employee support
Employer Solutions
We work hard to keep your workforce healthy and working. Learn more about our employer focused services
Don't Take Our Word for It
Listen to the experiences of two businesses that turned to Sterling Urgent Care to lower their healthcare costs. See how they’ve saved money while still providing their teams with top-quality care.
LOWER FOODS OUTLET
"As the owner of Lower Foods, I've seen firsthand how Sterling Urgent Care has been a tremendous benefit to our business, keeping our employees healthy, reducing downtime, and providing affordable, high-quality healthcare solutions that truly make a difference."
CONSERVICE
"At Conservice, our employees and their families have truly loved the benefits of Sterling Urgent Care, appreciating the convenient access to quality healthcare, cost savings, and peace of mind that comes with knowing their health is in great hands."
IDA GOLD FARMS
"Sterling Urgent Care has been instrumental in helping Ida Gold Farms keep workers' comp claims to a minimum, providing proactive healthcare solutions that have resulted in millions saved while ensuring our workforce stays healthy and productive."
FAQ's
Q1: Why do many small and mid-sized employers avoid offering health insurance?
A: Cost is the main barrier. Premiums have risen faster than wages and inflation for decades.
-
In 2023, the average employer-sponsored health insurance premium was:
-
$8,435 per year for single coverage
-
$23,968 per year for family coverage (KFF Employer Health Benefits Survey)
-
For small businesses, these costs are often unsustainable — especially when margins are tight.
Q2: What about employers who do offer insurance but employees still struggle?
A: Even when employers provide coverage, plans often come with high employee cost-sharing:
-
The average annual deductible for single coverage is now $1,735, with many high-deductible plans exceeding $3,000–$5,000.
-
Nearly 30% of covered workers are in high-deductible health plans (HDHPs) tied to HSAs.
-
These costs push employees to avoid care, which can backfire on the employer in the form of higher absenteeism and workers’ comp claims.
Q3: How does offering expensive insurance impact employee recruitment and retention?
A: Benefits are one of the top factors employees weigh when choosing a job.
-
56% of workers say employer-provided health coverage is a very important reason for staying at their job (KFF).
-
Employers that offer only high-cost plans risk losing talent to competitors with more affordable, accessible benefits. •
-
Rising costs often force employers to shift more premium burden to employees, reducing perceived value.
Q4: Isn’t it better to offer some coverage, even if it’s costly?
A: Sometimes, but not always. A too-expensive plan can lead to low employee participation:
-
Many employees simply opt out if premiums or deductibles are too high.
-
This creates the worst of both worlds: the employer still spends heavily on benefits, but employees don’t use them — leaving gaps in care and lost ROI.
Q5: What are the long-term consequences for employers not offering affordable healthcare options?
A: Employers may face hidden costs in the form of:
-
Lower productivity: Employees without access to affordable care are more likely to miss work due to untreated illness.
-
Higher turnover: Employees often leave for better benefits elsewhere.
-
Increased workers’ comp costs: Without accessible primary/urgent care, employees may use work-related injury claims to access healthcare.
-
Regulatory risk: Employers with 50+ full-time employees may face ACA penalties if they don’t offer affordable coverage.
Q6: How much do employers spend overall on health benefits?
A: Enormous amounts, and it keeps climbing.
-
U.S. employers collectively spend over $1 trillion annually on health benefits.
-
On average, employers pay 73% of the premium cost for family coverage (KFF).
-
Costs are projected to grow 6–8% annually in the coming years, far outpacing inflation.
For more information or to contact sales, please fill out this form.
Typical Questions:
1. Where can I find out more information about employer services?
2. How much money can Sterling save my company?
3. When is the best time to buy memberships?
4. What if my company is spread out geographically?
Feel free to ask any question, one of our employer specialist will be in-touch with you shortly.